Welcome to the ACAMS Central Florida Chapter web site. This chapter was launched in January 2012 and was founded by an Executive Board comprised of anti-money laundering professionals drawn from financial institutions, regulatory agencies and the private sector throughout Central Florida.
The ACAMS Central Florida Chapter’s objective is to be an effective and productive resource for financial institutions and related industries in the areas of career development, educational growth and professional networking. This will be achieved by organizing meetings and instructional events featuring subject matter experts in anti-money laundering and fraud detection from the private sector, supervisory and regulatory agencies and law enforcement. ACAMS Central Florida Chapter members are highly encouraged to add their voice, experience and expertise to promote, expand and improve the local anti-money laundering community.
We look forward to having you as a member of the ACAMS Central Florida Chapter and to seeing you at our upcoming events.
Upcoming Central Florida Chapter learning events will be announced soon.
The Money Laundering and Compliance World – How it all began and why MSBs should be viewed as Part of the Solution, not Part of the Problem.
April 25, 2016
Cybersecurity: 21st Century Battleground
November 12, 2015
Learning Event featuring Kurt Gredzinski, Team Chief of Counter Threat Finance, US Special Operations Command
May 7, 2015
IRS Criminal Investigator to Present on Identity Theft
January 20, 2015
January 22, 2015
Introduction to Homeland Security Investigations: Investigative Programs and Priorities
November 14, 2013
Income Tax Fraud Involving Stolen Identities and Fraudulent Income Tax Refunds
June 27, 2013
Most Common Deficiencies of an AML Program and How to Correct Them
February 15, 2013
Income Tax Fraud Involving Stolen Identities and Fraudulent Income Tax Refunds
January 30, 2013
Jody Schmidt, CRCM CAMS, CCBSO
CenterState Bank of Florida, N.A.
Jody Schmidt is the Chief BSA Officer for CenterState Bank of Florida, N.A. headquartered in Winter Haven, Florida. In this role, Jody leads CenterState Bank’s enterprise BSA/AML Program. Prior to her employment with CenterState Bank, Ms. Schmidt served as the Director of Regulatory Risk Management for Federal Trust Bank in Sanford, Florida. Ms. Schmidt was responsible for the bank’s BSA/AML, Regulatory Compliance, Security, Audit and CRA/HMDA/Fair Lending Programs. Prior to joining Federal Trust Bank in 1992, Ms. Schmidt spent thirteen years with First Federal Savings and Loan Association of Seminole County, where she was responsible for the Bank’s BSA, Compliance and Security Programs. During her career at First Federal of Seminole, Ms. Schmidt also served as an adjunct instructor for Valencia Community College, teaching a variety of banking classes to employees of financial institutions throughout the Central Florida area. Ms. Schmidt is a Past President of the Board of Directors of the Debary Chamber of Commerce, a past First Vice President of the Board of Directors of the Central Florida Chapter of the Institute of Financial Education and currently serves as the President of the Board of Directors of the Seminole County Meals on Wheels Agency.
Ms. Schmidt is a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and is a recipient of the Certified Anti-Money Laundering Specialist (CAMS) designation. Ms. Schmidt is a member of The Anti Money Laundering Association, the Central Florida Compliance Association and also holds the ABA’s Certified Regulatory Compliance Manager and the ICBA’s Certified Community Bank Security Officer designations. Ms. Schmidt has been a guest speaker at the International Ant-Money Laundering Conference.
First National Bankers Bank
Diane is currently the Senior Vice President/ BSA and Senior Compliance Officer at Independent Bankers Bank, a $280 million correspondent bank for community banks. Since joining IBB in 2001, Diane has been responsible for several projects including; the development and implementation of a comprehensive AML Program. One of the challenges Diane faced when developing IBB’s AML Program is how to monitor transactions as an intermediary bank without direct knowledge of the originator or beneficiary. She is responsible for the BSA and anti-money laundering program as well as leading and coordinating the compliance efforts for the bank.
Diane started her banking career with Bank of America in 1981and has experience in Branch Administration, International Banking, Internal Audit, Internal Control, Compliance, Operations, and Project Management. At Bank of America, Diane gained experience in BSA as an internal auditor and later as manager of Internal Control for the Domestic Wholesale Banking Division.
Diane is a Certified Anti-Money Laundering Specialist and Certified Treasury Professional. She has a BS in Business Administration from California State University and graduated from the Pacific Coast Banking School.
Erin Mulligan, CAMS
Specialist at DTCC
Erin Mulligan has been an AML/KYC Specialist at the Depository Trust and Clearing Corporation (DTCC) since 2010.
Before joining DTCC, Erin worked as Adjunct Faculty at the University of South Florida (USF), where she was responsible for instructing numerous sections of Abnormal Behavior &Criminality and Selected Topics: Financial Crimes. Erin is also a doctoral candidate in USF’s Criminology program. Prior to joining the Ph.D. program in 2007, she received both an M.A. in psychology and a B.A. with concentrations in psychology and justice studies from Rhode Island College. She is a Certified Anti-Money Laundering Specialist (CAMS), and her research interests include Morality, Deception, False Confessions, Financial Crime, & Aggression.
Olga has over 25 years of financial services experience with Citi (Citigroup). In her present role as Quality Assurance Manager, within the Audit & Risk Review (ARR) department, she is responsible to evaluate internal audit reviews’ adherence to IIA standards, corporate audit methodology and adequacy of AML/Compliance related coverage. Prior to her tenure in ARR, she has held various positions involving project management, banking operations, anti-money laundering/regulatory compliance and also served as co-Chair of the Citi Women’s Network – Tampa for two consecutive terms. In addition to the dedication and achievements at Citi, Olga is committed to her family and highly active in the community. She is unquestionably reliable and a people-person who builds strong relationships in every area of commitment. Olga has a BA in Business Administration (Eckerd College),M.S. in Organizational Management (University of Phoenix) and active member of Association of Certified Anti-Money Laundering Specialists, Institute of Internal Auditors, and Association of Certified Fraud Examiners.
Milton De Francisco
Milton de Francisco is an AVP/AML-Operation Support Manager at Citi Bank NA a multinational financial corporation and the world’s largest financial services network with presence on approximately more than 140 countries. Mr. de Francisco is responsible for all aspects of the daily operations and management of an AML investigative team. The team is comprised of 10-15 investigative analysts. He is the team’s main focal point for achieve results, and responsible for establishing short and long-term goals, developing training, operational, and business plans at the execution or tactical level, and developing team members for ever-increasing positions of responsibility within Citi. He serves as the subject matter expert in AML investigative efforts, regulatory requirements at the operational level, and internal processes designed to optimize investigative performance. He is also the primary liaison with the Quality Assurance Team to optimize analyst performance and risk mitigation.
Before joining Citi, Mr. de Francisco worked as Compliance Administrator for Caixa de Aforros de Vigo, Ourense e Pontevedra Miami Branch (Caixanova) a Spanish saving bank. At Caixanova, he supported the development and implementation of policies and procedures. Other functions were, but not limited to, managing and maintaining the use of database in order to ensure adherence to regulatory and compliance requirements, performing Enhanced Due Diligence reviews for customers opening new accounts, reviewing customer database and account information and analyzing compiled data to determine risks associated with the banking relationship, following up with lines of business and other departments on outstanding information requests and interacting with other units, other members and management regarding accounts, customers and investigations.
He holds a Master Degree in Business Administration from Nova Southeastern University and the credential of Certified Anti-Money Laundering Specialist (CAMS) since he became member on 2005. He has over 7 years of banking experience and fluent in English and Spanish.
Alison Jimenez, CAMS
President at Dynamic Securities Analytics, Inc.
Alison Jimenez is President of Dynamic Securities Analytics, Inc. based in Tampa, Florida. Ms. Jimenez has over fifteen years of securities industry litigation, compliance and regulatory experience. She has extensive experience calculating damages for securities litigation, performing AML audits, analyzing suspicious transactions and creating data visualization. Ms. Jimenez has provided analysis for hundreds of securities litigation matters and regularly testifies as an expert witness.
Ms. Jimenez became a Certified Anti-Money Laundering Specialist in 2007. Ms. Jimenez earned bachelor’s degrees in Economics and International Studies at the University of South Carolina and has a Master of Business Economics Degree from the University of South Florida. Ms. Jimenez’s analysis of Ponzi schemes and anti-money laundering reporting requirements has been cited by multiple media outlets.
Shanna C. Ogundiran, CAMS
Co – Communications Director
Shanna specializes in the deterrence of financial crimes such as money laundering, terrorist financing, fraud and identity theft. She is an expert in mitigating operational, reputational, compliance and regulatory risks. Shanna is a Certified Anti-Money Laundering Specialist who has extensive knowledge of anti-money laundering regulations contained within The Bank Secrecy Act and USA Patriot Act.
Currently, Shanna investigates and reports unusual activity for Citi Group. Shanna’s prior roles include being a Risk Escalations Compliance Officer at Chase Commerce Solutions, a Know Your Customer / Anti–Money Laundering Specialist and a Risk Operations Analyst at J P Morgan Chase. With over ten years of detecting, deterring and reporting financial risks, Shanna is proficient at providing risk management solutions.
Shanna is an avid tennis player who has led her teams to city, regional and state championships. She also served as a member of the Houston Tennis Association Discipline and Grievance committee. Shanna is a Flex League singles semi-finalist and a doubles finalist in Houston and Dallas, Texas.
Currency Exchange International Corp (CXI)
CXI is publicly traded company on the Toronto Stock Exchange and owns a wholly owned subsidiary, Currency Exchange International of Canada, Corp., which currently has an application pending with OSFI to be continued as a Schedule 1 bank in Canada.
Its primary business lines are retail and wholesale foreign exchange. The company’s products include foreign currency exchange, travelers’ checks (USD and foreign), foreign check clearing, issuing foreign bank drafts, and international wire payments.
Mrs. Bezhitashvili is member of the Compliance and Risk Committees. She helps forming guidelines and providing research with regulatory compliance, while also managing CXI’s federal and state licenses. Before joining Currency Exchange International, Khatuna worked for Bank of Ireland’s FCE as well as a major Orlando International Law Office specializing in International Business law.
Graduated Suma Cum Laude in Economics (1999) from the Technical University of Georgia, earned a BA in International Affairs from Rollins College in 2005, and attained her MBA from Webster University in 2011. Shee is a Certified Anti-Money Laundering Specialist (CAMS), a certification from the Association of Certified Anti-Money Laundering Specialists (ACAMS).
BD Advisors Consultants
Tina Sarnoff has been associated with the financial services industry for over twenty-three years as an Administrative Assistant, Administrative Manager, Assistant Compliance Officer, Compliance Officer, Anti-Money Laundering Compliance Officer, Chief Compliance Officer, and Consultant.
Her expertise is in many facets of regulatory compliance including most recently as the Chief Compliance Officer for a technology firm working with customers required to follow and enforce Know Your Customer (KYC) and/or Customer Identification Program (CIP) rules and regulations by authenticating customers to prevent loss by the use of fraudulent documents. She also worked as an Anti-Money Laundering Compliance Officer/Privacy Officer at an International broker/dealer and RIA and as a self-employed consultant for dually registered financial services firms.
She is a proven dedicated professional with current FINRA Series 7 and 24 licenses, Florida Life & Variable Annuity license, and Certified Anti-Money Laundering Specialist (CAMS) and Certified Financial Crimes Specialist (CFCS) certifications.
Kathalin Carvalho, LL.M. CAMS, CCEP-I
Jabil Circuit, Inc.
Advisory Board Member
Kathalin has over 10 years of experience working in the areas of BSA/AML, OFAC, regulatory compliance and criminal investigations with governmental and non-governmental domestic and international financial institutions. She is a Certified Anti-Money Laundering Specialists (CAMS), a Certified Compliance and Ethics Profession (International) and fluent in both English and Spanish, and speaks Portuguese.
Kathalin worked as the Global Compliance Manager at Jabil Circuit, Inc. in St. Petersburg, Florida. Prior to working at Jabil, she was the Vice President of Compliance at Provest and the Surveillance Manager for the Depository Trust and Clearing Corporation (DTCC) responsible for the supervision, maintenance, development and implementation of the companies’ Compliance and /or Ethics programs. From 2005 to 2010, Kathalin worked at Banco Do Brasil and Citigroup in the areas of Global AML Operations and Monitoring, Terrorist Financing, Regulatory Compliance, Customer Enhanced Due Diligence (KYC/CIP/EDD), USA PATRIOT ACT, and Risk. She was also responsible for implementing a Compliance Program for BB Money Transfers operations in the U.S. and Brazil in addition to supporting Banco Do Brasil’s New York, Orlando and Miami Offices and liaise with State and Federal regulatory authorities to fulfill the Bank’s regulatory efforts. Kathalin is native of Maracaibo, Venezuela where she obtained a Law degree from the Universidad del Zulia. In 2001, she attained a Master Degree in Criminology from The University of South Florida, and she holds a Master of Laws International Law and Business (LL.M.) from Stetson University College of Law in Florida.