ACAMS is guided by an Advisory Board of distinguished experts from around the world committed to keeping ACAMS on the cutting-edge of anti-money laundering practices and ensuring ACAMS’ place as the premier provider of state-of-the-art services to its members.
Advisory Board Members
Rick Small, CAMS
Executive Vice President
Director, Financial Crimes Program
Mr. Small brings leading insights on the challenges, strategies, regulatory expectations and future focus areas for anti-money laundering and financial crimes at a global level. Prior to joining EY, he was the Senior Vice President, Enterprise Wide Anti-Money Laundering, Anti-Corruption and International Regulatory Compliance for American Express. In this role, Mr. Small was responsible for overseeing the enterprise-wide anti-money laundering, anti-corruption and sanctions programs. In addition, he was responsible for the Compliance teams that manage day to day compliance outside of the United States. Prior to joining American Express, Mr. Small was the Global Anti-Money Laundering Leader for GE Money, a division of General Electric. In this role, he was responsible for the anti-money laundering program of all GE Money businesses globally. Prior to joining GE, he was the Managing Director, Global Anti-Money Laundering, for Citigroup.
Mr. Small was first a Federal Prosecutor with the United States Department of Justice in the Antitrust Division and the Organized Crime Strike Force and then with the United States Department of the Treasury as the Senior Counsel for Law Enforcement. His most recent government position was on the staff of the Board of Governors of the Federal Reserve System as Deputy Associate Director in the Division of Banking Supervision and Regulation. Mr. Small is currently Chairman of the Advisory Board of ACAMS and a member of the Advisory Board for the American Bankers Association/American Bar Association Money Laundering Enforcement Conference.
Luciano J. Astorga
Chief Compliance Officer
Mr. Astorga joined BAC|Credomatic Network in the year 2000 where he worked as Managing Director/General Manager for BAC|Nicaragua until 2008 when he accepted the position of Regional Chief Compliance Officer when the position was jointly offered by both JV partners, (General Electric Co. and Grupo Pellas). During his 8 years tenure at BAC|Nicaragua, he executed a successful high-growth business strategy which persistently exceeded yearly projected double digit business growth and earnings which resulted in yearly ROEs of above 25%.
Prior joining BAC|Credomatic Network, Mr. Astorga worked as Managing Director for First Chicago/Bank One (prior merging with JPMorgan) from 1986 to 2000 as Managing Director in several assignments including Mexico City, Mexico (new bank), New York, NY (Emerging Markets), Chicago, IL (Energy) and Houston, TX (Petroleum). Assignments included heading several business efforts and senior credit positions.
Mr. Astorga also worked from 1983 to 1986 at Bank of Boston in Boston, MA where he completed the Loan Officer Development Program and concluded an assignment in Panama, Rep. of Panama. Prior beginning his banking career, Mr. Astorga worked for 2 years with General Electric Company in Schenectady, NY as an Electrical Engineer where an educational leave of absence was granted for graduate school studies.
Mr. Astorga´s education background includes a Masters of Business Administration in Banking and Finance from the Central American Institute of Business (INCAE), and a Bachelor of Science in Electrical Engineering from Union College in Schenectady, NY.
Robert Curry, CAMS, CRCM, CIA
EVP, Chief Compliance Officer
Robert Curry is Chief Compliance Officer at KeyBank. He has 25 plus years of compliance experience in varying functions including Chief AML Officer, consultant and auditor. In these roles, he has worked with community and money center banks, international boutique banks and global financial institutions. In his current role, Rob is responsible for the oversight and direction of KeyBank’s Compliance program, which includes AML, Fair and Responsible Banking, core compliance practices and Privacy.
Rob graduated with a BA from Mount Union College and is a Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), and Certified Internal Auditor (CIA).
William J. Fox
Global Financial Crimes Compliance Executive
Bank of America, Charlotte, NC
William J. Fox is the Global Financial Crimes Compliance Executive for Bank of America, one of the largest financial institutions in the world. He is responsible for the company’s Financial Crimes, Corruption and Economic Sanctions efforts.
Prior to joining Bank of America, Fox served as the Director of the Financial Crimes Enforcement Network (FinCEN). Appointed by Treasury Secretary John Snow in 2003, Fox was FinCEN’s fourth director and led the administration of the Bank Secrecy Act, which authorizes the collection, analysis and dissemination of financial information important to the prevention of money laundering and terrorist financing.
Before his appointment as FinCEN Director, Fox served in the Department of the Treasury from 2000 to 2003 as Associate Deputy General Counsel and Acting Deputy General Counsel. After September 11, 2001, he served as the principal assistant and senior advisor to Treasury’s General Counsel on issues related to terrorist financing and financial crime – and received a Meritorious Rank Award for work on these issues.
Prior to his service at Treasury, Fox served for twelve years at the Bureau of Alcohol, Tobacco and Firearms (ATF) in various positions, including Deputy Chief Counsel. During his tenure at ATF, Fox provided legal support to several large scale criminal investigations; helped oversee ATF’s regulatory program; served as a legal point person for ATF’s alcohol and tobacco diversion program; worked on several important legislative initiatives; and served as principal legal support for the United States Trade Representative’s Office for wine trade negotiations with the EU and other wine producing countries.
Fox received a bachelor’s degree in history and a law degree from Creighton University in Omaha. In March2005, U.S. Banker magazine named him one of the 25 most influential people in high finance.
María de Lourdes Jiménez, Esq.
Senior Vice President & Division Head Manager
Corporate Compliance Division
Popular, Inc. San Juan, PR
Senior Vice-President & Division Head of the Corporate Compliance Division for Popular, Inc. Her principal responsibility is to supervise the compliance function in Puerto Rico, the United States and all other operations for Popular, Inc. , the leading financial institution in Puerto Rico which ranks 40th by assets among U.S. banks. She is a compliance and legal professional with 25 years of banking experience and particular expertise in all aspects of regulatory oversight, anti-money laundering (AML), consumer and financial compliance.
Mrs. Jiménez has vast experience as Legal Counsel and Compliance Manager in Multinational Institutions. She has previously worked for Citibank, Puerto Rico’s Commissioner of Financial Institutions, and Banco Santander, where she managed the Legal Counsel Office and Corporate Compliance.
Ms. Jiménez is an active participant in the compliance industry and has held committee positions through the industry. She has precided the Puerto Rico Bankers Association Anti-Money Laundering Committee, for the last 12 years where she has coordinated extensive training to keep the industry abreast of legislative and regulatory changes. Also, she served as Chairman of the American Bankers Association (ABA) Compliance Administrative Committee and collaborates with the ABA in various capacities. Mrs. Jiménez is a frequent speaker both nationally and internationally and has cooperated with the US Treasury Department in the public/private sector dialogues with the Latin American AML financial community.
Mrs. Jiménez serves in various community oriented organizations as a Board Member, Center for the New Economy, a local economic think tank, Corporación del Estuario de la Bahía, the Compañía para el Desarrollo Integral de la Península de Cantera where she spearheaded the efforts to develop an out of school educational program and electronic library for the children of this low income community.
Global Head of Payments Compliance, CCO
Frank Lawrence applies his 20 + years of direct experience in managing top money transfer companies as a trusted partner for the internal teams at Facebook, to ready and launch innovative payments products. He is responsible for all Global BSA compliance and operations including Sanctions, CIP/KYC/EDD and all AML monitoring and reporting. Frank’s focus since joining Facebook is to help drive emerging payment systems worldwide.
Frank has a deep working knowledge of Money Transmitter/Money Service Business regulations and e-Money regulations in the EU, including:
- Anti-money laundering (AML) rules
- The Bank Secrecy Act (BSA)
- Know Your Customer (KYC) regulations
- Suspicious Activity report filings
- Sanctions screening (e.g., OFAC) process
- Credit card industry and NACHA regulations
Dennis M. Lormel
President and CEO
Mr. Lormel retired from the Federal Bureau of Investigation (FBI) in December 2003, following over 30 years of government service, almost 28 years as a Special Agent in the FBI. During his distinguished career, Mr. Lormel amassed extensive major case experience as a street agent, supervisor and senior executive, particularly in complex, document and labor intensive financial related investigative matters. In December 2000, Mr. Lormel was promoted to Chief of the FBI’s Financial Crimes Program.
Immediately following the terrorist attacks of September 2001, Mr. Lormel formulated, established and directed the FBI’s comprehensive terrorist financing initiative. He developed and implemented a variety of proactive and progressive investigative methodologies. These efforts evolved into the formation of a formal Section within the Counterterrorism Division of the FBI, known as The Terrorist Financing Operations Section. This multi-agency, multi-disciplined entity attained international recognition as one of the world’s elite operations for tracking, investigating and disrupting terrorist-related financial activity. For his visionary contributions, Mr. Lormel received numerous commendations and awards to include the Department of Justice, Criminal Division’s Award for Investigative Initiative and the Central Intelligence Agency’s George H. W. Bush Award for Excellence in Counterterrorism.
Over the last six years Mr. Lormel has provided risk advisory consulting services. He is the founder and President of DML Associates, LLC, a full service investigative consultancy. Mr. Lormel provides consulting services and training related to terrorist financing, money laundering, fraud, financial crimes and due diligence. He also offers financial intelligence services through case studies and trend analysis. Mr. Lormel has shared his insight on terrorist financing and money laundering through speaking engagements at hundreds of domestic and international conferences, as well as through regular media interviews. In addition, he served as an Advisor to the Congressional Anti-Terrorist Financing Task Force. Mr. Lormel is also a contributing expert to The Counterterrorism Blog.
William D. Langford
Chief Compliance Officer
In 2015, William Langford joined GE Capital as the Chief Compliance Officer where he leads the team responsible for the firm’s global compliance program. Before joining GE Capital, he served as the Global Head of Compliance Architecture & Strategy at Citigroup, where he led the group responsible for compliance risk analytics and assessments, regulatory and data governance, and global compliance strategy. Previously, Mr. Langford held several positions at JPMorgan Chase & Co., including the Global Head of Compliance and Head of Enterprise Financial Crimes Compliance.
Mr. Langford has also served as the Associate Director for the Regulatory Policy and Programs Division of the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury. In this capacity, he oversaw the Bank Secrecy Act regulatory, compliance and enforcement functions for the Agency. Mr. Langford previously served as the Senior Advisor to the General Counsel of the U.S. Department of the Treasury, where he focused largely on the implementation of the anti-terrorism and anti-money laundering provisions of the USA PATRIOT Act, including the drafting of regulations implementing these provisions. Prior to joining Treasury, Mr. Langford practiced law with the Washington, D.C. law firm of Williams & Connolly LLP and the Boston law firm of Choate, Hall & Stewart, specializing in commercial litigation. He also served as a law clerk to the Honorable Royce C. Lamberth in the U.S. District Court for the District of Columbia.
Mr. Langford graduated with high honors from the University of Texas School of Law, and summa cum laude from Hastings College with an undergraduate degree in Mathematics.
Former Executive Secretary Financial Action Task Force
and Executive Director ACAMS
Mr. McDonell was the Executive Secretary of the FATF since 2007.Prior to that he worked for the United Nations Office On Drugs and Crime (UNODC), where he was Chief of the UN Global Programme on Money Laundering. Previously Rick established the Asia Pacific Group on Money Laundering and became its first Executive Secretary.
He is a lawyer by training and has had extensive experience as a federal prosecutor and in conducting complex investigations including being in charge of many multidisciplinary investigation Task Forces into organised crime cases both nationally and internationally. He also has had experience in private legal practice and as a university lecturer.
Deutsche Bank AG, Filiale London AFC
Global Head AFC IT Strategy
Mr. Rajwani is currently the Global Head of Anti Financial Crime IT Strategy for Deutsche Bank. Prior to this role he was Chief Anti-Money Laundering for the RBC Financial Group (RBC) and is responsible for leading RBC’s Anti-Money Laundering, Anti-Terrorism, and Client risk management and anti-bribery initiatives globally. Mr. Rajwani has more than 30 years of risk management, compliance and financial accounting experience. Mr. Rajwani was also a member of the Advisory Council on National Security for the Office of the Prime Minister of Canada between 2009 and 2012, the Co-Chair of the Canadian Chapter of the Association of Certified Anti Money Specialists (ACAMS) and is on the Advisory Board of ACAMS.
Anna McDonald Rentschler, CRCM, AMLP, CAMS
Vice President and BSA Officer
Mrs. Rentschler is Vice President and BSA Officer for Central Bancompany, Jefferson City Missouri, a $10 billion holding company in Missouri and Oklahoma with branches in Kansas and Illinois. Anna has been affiliated with Central Bancompany for 31 years. The Financial Investigations Unit, which encompasses the BSA/AML and Regulation E dispute divisions, encompasses the enterprise-wide consolidation and governance functions for all 13 affiliate banks. Anna was the 2008 recipient of the ABA Distinguished Service Award.
Anthony Luis Rodriguez, CAMS, CPA
Global Compliance Officer
Associated Foreign Exchange
Anthony Luis Rodriguez is a Certified Public Accountant, CAMS certified, and currently the Global Compliance Officer for Associated Foreign Exchange Inc. (“AFEX’). AFEX is a fast growing top-tier independent commercial foreign exchange provider. Established in 1979, AFEX effectively pioneered the business of personalized foreign exchange services, tailored to small and mid-size business clients. Since then, AFEX has grown into a leading global foreign exchange specialist offering services throughout North America, the United Kingdom, Sweden, Switzerland, Australia, and New Zealand. AFEX has a diverse global client base of more than 10,000 active commercial customers, including importers and exporters, educational and financial institutions, small businesses and multinational corporations. Prior to joining AFEX, Mr. Rodriguez’s extensive experience spans over 10 years, he has held positions with RIA Financial Services one of the world’s largest money transmitters, JPMorgan Chase as a Vice President in the Commercial Compliance Department and Envios R.D./Pronto Envios a niche market money transmitter as their Chief Compliance Officer. In addition, Mr. Rodriguez, is currently a member of the ACAMS Advisory Board.
Nancy J. Saur, CAMS, FICA
Head of Compliance
Advantage International Management (Cayman) Ltd.
Nancy Saur has over 35 years experience in financial services, with more than 20 years focused in the Caribbean and Latin American region. While living in the Cayman Islands for the past 17 years, Nancy has managed compliance for banks, trust companies, corporate service providers, insurance companies and securities brokers. She founded the Cayman Islands Compliance Association, and in 2004, she and her partners opened the first independent compliance consulting company in Cayman, where, in addition to consulting for institutions such as the above, Nancy consulted for a variety of other financial services businesses including credit unions, MSBs, law firms and insurance and real estate brokers. She currently works for a Private Trust company; prior to making the move this summer, Nancy was head of compliance at an insurance company that provides private placement life insurance, annuities and business insurance. Nancy is a member of the ACAMS Advisory Board, a CAMS Prep Facilitator and has been on the various ACAMS Exam Writing Task Forces over the past 10 years.
Markus E. Schulz
Global Head FCC Controls
Standard Chartered Bank
Daniel D. Soto, CAMS
Chief Compliance Officer
Ally Financial, Inc.
Dan is the Chief Compliance Officer for Ally, where he is responsible for Ally’s enterprise-wide compliance activities.
Before joining Ally, Dan spent two years with Wachovia/Wells Fargo in anti-money laundering and retail banking compliance; was for three years the Chief Compliance Officer for Royal Bank of Canada–Centura; and spent eight years with Bank of America in the global anti-money laundering compliance function.
Prior to joining the private industry, Dan was in the public sector as a commissioned bank examiner where he spent six years with the FDIC and nearly 10 years with the Federal Reserve Board.
Dan is based in Charlotte, North Carolina; is a faculty member of the American Bankers Association’s National Compliance School; and is on the advisory boards of the Association of Certified Anti-Money Laundering Specialists and the BSA Coalition.
Samar Baasiri, CAMS
Head of Compliance Department
Bankmed (Beirut, Lebanon)
Samar Baasiri was recently elected by the World Union of Arab Bankers as the Head of Compliance Officers in Lebanon & the MENA region.
With 20 years of banking experience in Canada and Lebanon, Ms. Baasiri is currently the Head of the Compliance Department at BankMed and its subsidiaries in Lebanon. In this role, she is in charge of preparing the bank’s Anti-Money Laundering policies and procedures on a risk-based approach. She also participated in building the AML risk matrix model now used in the bank and implemented Anti-Money Laundering software for the AML unit for monitoring customers and internal accounts. Before arriving at BankMed, Ms. Baasiri served as the head of operations division and trade finance at the United Bank of Lebanon, the customer relations manager at Bank Audi and is the former assistant head of operations & trade finance at HSBC, Canada.
Samar is a Certified Anti-Money Laundering Specialist (CAMS) and has been a member of the ACAMS Advisory Board since 2006. She is also a founding and current member of the AML Committee at the Association of Banks in Lebanon as well as a founding and current member of the Group of Certified Compliance Officers Best Practices Committee for the Middle East and North Africa (MENA) region. Samar is a frequent speaker at industry, government and law enforcement conferences on compliance and AML/CFT issues in the MENA region and was recently elected by the World Union of Arab Bankers as the Head of Compliance Officers in Lebanon.
Vasilios P. Chrisos, CAMS
Principal | Financial Crimes Unit
Vasilios is a Principal in the Financial Crimes Unit of PricewaterhouseCoopers LLP (“PwC”). He has over 20 years of experience assisting both financial institutions and non-financial companies on all aspects of financial crime compliance with a particular focus on anti-money laundering (AML) and sanctions matters.
Vasilios has worked with clients on developing comprehensive AML risk assessment frameworks, identifying inherent money laundering vulnerabilities, establishing customer risk ranking protocols, designing AML compliance programs, implementing policies, procedures, and controls, creating AML governance structures, establishing customer due diligence protocols, and developing transaction monitoring capabilities. He has also advised institutions on communication strategies with the applicable regulatory authorities, including regular updates and submissions on the progress of remediation efforts.
Vasilios also assists clients with the execution of enhanced due diligence measures. This includes conducting both open and human source inquiries and coordinating with PwC’s network on local language research utilizing jurisdiction-specific resources.
Previously in his career, Vasilios was the Americas Financial Crime Director for Macquarie, Australia’s largest investment bank. In that role, he was responsible for managing the company’s AML, sanctions, and anti-bribery and corruption (AB&C) compliance programs across all business divisions and legal entities in North and South America.
Vasilios is a Certified Anti-Money Laundering Specialist (CAMS). He is currently on the Global Advisory Board of the Association of Certified Anti-Money Laundering Specialists (ACAMS). He is also on the Executive Board of the ACAMS New York Chapter (formerly Co-Chairman) and also serves on several ACAMS task forces. Additionally, he is a member of the New York State Society of CPA’s Anti-Money Laundering and Counter Terrorist Financing Committee and formerly a member of the Securities Industry and Financial Markets Association’s (SIFMA’s) Anti-Money Laundering and Financial Crimes Committee. In 2012, Vasilios received the prestigious ACAMS “Al Gillum Volunteer of the Year Award” for his significant contributions to the AML, sanctions, and financial crime fields.
David Clark, CAMS
Global Head of FCC Learning & Surveillance Analysis; Group Financial Crime Compliance
Standard Chartered Bank
David has extensive global financial crime risk mitigation experience within banks and, previously, government customs agencies. David joined Standard Chartered from GE Capital where he headed up the Financial Crime risk management function for EMEA and APAC and focused on Anti-Money Laundering, Sanctions & International Trade Controls, and Anti-Bribery & Corruption. Prior to GEC, David worked for Barclays Wealth where he held a global role as the Head of Financial Crime intelligence with specific responsibilities for Anti- Bribery & Corruption, PEPS, Enhanced Due Diligence and Reputational Risk escalations. Prior to Barclays David worked for ABN AMRO where he held a senior position in their global advisory and analysis team, with specific responsibilities for global AML training & communication and Asia advisory. Before switching careers to work in Financial Services, David had an 18-year law enforcement career as a financial investigator & intelligence officer which included 7 years seconded to a crown dependent territory.
Susan J. Galli, CAMS
Financial Services Advisory Risk and Regulatory
Susan Galli is considered an AML Subject Matter leader and currently serves as a Managing Director in the Financial Services Advisory Risk and Regulatory area at PricewaterhouseCoopers LLP (“PwC”). She works closely with PwC’s risk and regulatory consulting teams to advise clients on the overall management and performance of their business, with a focus on compliance management, risk and governance. Specifically, Ms. Galli advises clients on matters involving regulatory actions, monitorships, and overall AML/Sanctions strategies.
Just prior to joining PwC, Ms. Galli held a number of roles in anti-money laundering compliance with HSBC Holdings Plc and HSBC Holdings North America, Inc. During her tenure at HSBC, she had responsibility for AML policy and program development and global AML strategy and architecture. She has also served as the Chief Risk Management Officer at Pacific National Bank, N.A. where she had responsibility for the oversight of the compliance risk management functions including BSA and regulatory compliance, as well as all of the other risk functions at the bank.
Ms. Galli has over 20 years of senior-level anti-money laundering experience providing a vast array of services including developing AML risk scoring policies and procedures for various business lines, implementing automated customer acquisition due diligence processes for Citibank’s correspondent bank and corporate bank accounts and developing and approving the Customer Identification Program Procedures and exception requests for business lines in Latin America. Additionally, she has conducted in-depth AML reviews of various financial institutions’ AML programs, as part of internal compliance monitoring and testing or as part of mergers and acquisition due diligence. She has developed and delivered numerous AML training sessions for financial institutions, banking associations and government agencies in the U.S. and abroad. She has acted as a course instructor for the ACAMS certification exam preparation course and developed and instructed the FIBA Correspondent Banking AML course. In addition, she has developed and taught an AML course in Spanish for the Cámara de Banco Privados e otras Instituciones Financieras in San José, Costa Rica.
Previously in her career, Ms. Galli served as the Senior Anti-Money Laundering Coordinator and a member of Citigroup’s Global Anti-Money Laundering team, as well as the Latin America AML Director for Citigroup businesses in Latin America. She was also a member of the U.S. Treasury Department’s Bank Secrecy Act Advisory Group (“BSAAG”) and the Bank Secrecy Act Advisory Group Funds Transfer Subgroup, representing both Citicorp and the industry.
Ms. Galli was also formerly the Director of Compliance for Citibank’s e-Business where she was responsible for all compliance matters including anti-money laundering compliance for Citibank’s global cash management and trade business. She coordinated externally with law enforcement and regulatory bodies as well as banking associations and worked internally on anti-money laundering initiatives across Citigroup businesses. Prior to that, she coordinated anti-money laundering compliance for the United States and Caribbean for Banco Santander Central Hispano.
Peter R. Hazlewood
Advisory Board Staff Contact
John J. Byrne, Esq., CAMS
Executive Vice President
Mr. Byrne is Executive Vice President of the Association of Certified Anti-Money Laundering Specialists or ACAMS. ACAMS is the over 25,000 member global organization that develops anti-money laundering/sanctions/financial crime detection programs and certifies specialists in financial and non-financial businesses and government agencies. The website is www.acams.org.
Mr. Byrne is an internationally known regulatory and legislative attorney with close to 30 years of experience in a vast array of financial service related issues, with particular expertise in regulatory oversight, policy and governance, anti-money laundering (AML), privacy and terrorist financing. He has written over 100 articles on AML, asset forfeiture and privacy; represented the banking industry in this area before the United States Congress, state legislatures and international bodies such as the Financial Action Task Force (FATF); and appeared on CNN, Good Morning America, the Today Show, and many other media outlets.
Mr. Byrne has received a number of awards, including the Director’s Medal for Exceptional Service from the US Treasury Department’s Financial Crimes Enforcement Network (FinCEN) and the ABA’s Distinguished Service Award for his career work in the compliance field.
Mr. Byrne is a graduate of Marquette University in Milwaukee, Wisconsin (1978) and the George Mason University School of Law in Arlington, Virginia (1983).
Mr. Byrne’s blog, "AML, Fraud and Other Things," can be found at: www.ababj.com and on the ACAMS website. You can also follow him on Twitter @jbacams2011.