Privacy Policy

Last modified: April 14, 2010

At ACAMS we recognize that privacy is important. This Privacy Policy applies to all of the products, services and websites offered by ACAMS or it’s affiliated companies.

If you have any questions about this Privacy Policy, please feel free to contact us through our website or write to us at:

ACAMS
Brickell Bayview Center
80 Southwest 8th Street
Suite 2300Miami, FL 33130

Information we collect and how we use it
We offer a number of services that do not require you to register for an account or provide any personal information to us. In order to provide our full range of services, we may collect the following types of information:

Information you provide – When you sign up for an ACAMS membership, ACAMS certification or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services, such as our advertising programs, we also request credit card or other payment account information which we maintain in encrypted form on secure servers. We may combine the information you submit under your account with information from other ACAMS services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.

User communications – When you send email or other communications to ACAMS, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

Affiliated companies – We offer some of our services in connection with other companies. Personal information that you provide to those companies may be sent to ACAMS in order to deliver the service. We process such information in accordance with this Privacy Policy. The affiliated companies may have different privacy practices and we encourage you to read their privacy policies.

Links – ACAMS may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our search functionality on our web site, customized content and advertising.

ACAMS only processes personal information for the purposes described in this Privacy Policy and/or the supplementary privacy notices for specific services. In addition to the above, such purposes include:

  • Providing our services to users
  • Auditing, research and analysis in order to maintain, protect and improve our services;
  • Ensuring the technical functioning of our web site; and
  • Developing new services.

Information sharing
ACAMS only shares personal information with other companies or individuals outside of ACAMS in the following limited circumstances:

We have your consent. We require opt-in consent for the sharing of any sensitive personal information.

We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of ACAMS, its users or the public as required or permitted by law.

If ACAMS becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.

Please contact us at the address below for any additional questions about the management or use of personal data.

Information security
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

We restrict access to personal information to ACAMS employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Data integrity
ACAMS processes personal information only for the purposes for which it was collected and in accordance with this Privacy Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Accessing and updating personal information
When you use ACAMS services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort.

Enforcement
ACAMS regularly reviews its compliance with this Privacy Policy. Please feel free to direct any questions or concerns regarding this Privacy Policy or ACAMS’ treatment of personal information by contacting us through our web site or by writing to us at:

ACAMS
Brickell Bayview Center

80 Southwest 8th Street
Suite 2300

Miami, FL
33130

When we receive formal written complaints at this address, it is ACAMS’ policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between ACAMS and an individual.

Changes to this Privacy Policy
Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Privacy Policy changes on our web site and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes). Each version of this Privacy Policy will be identified at the top of the page by its effective date, and we will also keep prior versions of this Privacy Policy in an archive for your review.

If you have any additional questions or concerns about this Privacy Policy, please feel free to contact us any time through this web site or at:

ACAMS
Brickell Bayview Center

80 Southwest 8th Street
Suite 2300

Miami, FL 33130

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