Kiren Schulte, CAMS
Chair
Best Buy

Kiren is currently the senior director of compliance for the Financial Services division of Best Buy. She was the former global head of anti-money laundering compliance for MoneyGram International, where she was responsible for leading, advancing and implementing a comprehensive global anti-money laundering compliance program in over 190 countries. Kiren joined MoneyGram in 2005 from Universal Savings Bank, where she was the Vice President of Compliance and lead bank-wide compliance activities. Kiren has been in the financial industry for over 20 years. She holds her Master's degree in International Management and a Bachelor's degree in Business Administration, both from the University of St. Thomas in Minnesota.

Email: Kiren.Schulte@bestbuy.com

Jennifer (Jennie) Sosniecki, CAMS
Co-Chair
Allianz Life Insurance of North America

Jennie Sosniecki has over 12 years of experience in the financial service industry.  Jennie is currently the Money Laundering Prevention Officer for Allianz Life Insurance of North America.  In her position, she manages Allianz's AML Program which includes reviewing high risk customers, handling AML escalations, drafting Suspicious Activity Reports, updating AML policy & procedures, AML Risk Assessments and performing oversight of AML functions. Prior to joining Allianz, Jennie held various Operations, Compliance and AML roles at The Hartford including annuities, mutual funds, life and the broker-dealer.  Most recently, for four years Jennie worked for The Hartford's broker-dealer Woodbury Financial Services as an AML Compliance Consultant, enhancing the firm's AML Program and managing all day-to-day AML activities.  Jennie received the CAMS designation in 2008.

Email: jennie.sosniecki@allianzlife.com

Ryan Montgomery
Co-Secretary
TCF National Bank

Ryan is currently a Quality Control Specialist with TCF National Bank’s Corporate Financial Intelligence Unit. He performs quality reviews on completed investigations and provides feedback and mentoring to a team of investigators. He possesses eight years of experience in the retail banking industry, with six years of experience specifically in the BSA/AML areas. Ryan joined TCF National Bank in August of 2011. He previously was employed by MidWestOne Bank, a community bank headquartered in Iowa City, Iowa, as a BSA Analyst. In addition to his BSA/AML knowledge, he has worked as a fraud administrator, detecting and deterring fraud of all varieties, as well as a project manager and administrator for an automated BSA/AML case management system.

Ryan has earned Bachelor of Science degrees in both Mathematics and Economics from the University of Iowa. He attained his Certified Anti-Money Laundering Specialist designation in February of 2011 and is a current ACAMS member.

Email: rmontgom@tcfbank.com

Jessica Baglo
Secretary
US Bank

Jessica is currently a risk and compliance analyst within Corporate AML involving payments for both credit cards and prepaid products at U.S. Bank. In her position, she monitors transactions, performs enhanced due diligence, reviews high risk customers, participates in internal testing and policy writing, and identifies and investigates suspicious activity. She has also initiated department specific training for transaction monitoring to identify suspicious activity and enhance the knowledge of money laundering throughout the bank. In addition to AML responsibilities, she also uses her past experience in fraud and risk to identify potential issues with new bank products to mitigate risk. Jessica joined U.S. Bank in 2008 from Target where she last worked as a Target Protection Specialist in Assets Protection focusing on internal investigations.

Jessica earned her Bachelor's degree in Criminal Justice from Minnesota State University Moorhead and interned at the Minnesota Bureau of Criminal Apprehension with the Investigations team. During this time, she was responsible for assisting the Special Agents with investigations relating primarily to narcotics and human trafficking and was accountable for data entry and surveillance during undercover operations.

Email: jessica.baglo@usbank.com

Shannon L. Bennett, CAMS, CRCM
Event/Speaker Director
Wolters Kluwer Financial Services

Shannon rejoined Wolters Kluwer Financial Services (WKFS) in August 2012 as the Director of Financial Crime Control Strategy and Consulting, serving as a senior advisor and strategist to clients in preventing, identifying and resolving opportunities for fraud, money laundering and other financial crimes in banking, securities, insurance and other financial service organizations.

Prior to her current position, Shannon was the Senior Director for Law Enforcement Liaison and Technical Strategies for MoneyGram International, where she was responsible  for building the company's relationships and working closely with law enforcement agencies, as well as overseeing and globally centralizing the subpoena processing team. She focused her efforts on leveraging law enforcement input and knowledge to advance company efforts to systemically prevent fraud and manage compliance. During her six years at the company, Shannon served in a variety of compliance leadership roles, including overseeing agent oversight, compliance technology initiatives, government reporting, and transaction monitoring functions, most recently as Sr. Director, AML Compliance Operations and Technology.

Shannon joined MoneyGram from Wells Fargo's Home and Consumer Finance Group in 2006 where she was a Vice President in the Enterprise Risk Management Group (ERMG) leveraging common technology and building capabilities across HCFG's real estate lending business and implementing a global delivery strategy. Prior to joining Wells Fargo, she was the Financial Intelligence Compliance Manager at WKFS and focused on the provisions, requirements and implications of the Bank Secrecy Act (BSA) and the USA PATRIOT Act on financial institutions.

With her entire career spent in the financial services industry, she has significant experience in providing a wide range of compliance advice and technology guidance. She frequently presents at industry seminars and conferences.

Michael Campion
Event/Speaker Director
MoneyGram International

Michael Campion joined Moneygram, International in November 2011 as a consultant for the Enforcement Liaison and Subpeona Teams. In August 2012 Michael accepted the position of Director of Law Enforcement Liaison.

Michael spent 39 years as a Minnesota criminal justice professional prior to employment with Moneygram, International. He began his career with the Minnesota Bureau of Criminal Apprehension as a special agent and rose to Superintendent of this state agency. He was responsible for a state- wide investigative team, a full- service state- wide forensic laboratory, the state criminal justice information data network with approximately 300 employees.

In 2004 Michael was appointed to Commissioner of Public Safety for the entire state by Governor Tim Pawlenty. As Commissioner, Michael was the Homeland Security Advisor for the state, Chair  of state-wide criminal justice committees and legislative leader for the Governor's initiatives. In addition to these responsibilities, Michael, as Commissioner, headed the following agencies: Homeland Security and Emergency Management, State Highway Patrol, Fire Marshall's Office, Crime Victim 's Services, State-wide Radio Agency, Alcohol and Gambling Enforcement and the Minnesota Bureau of Criminal Apprehension.

Michael served as Minnesota Commissioner of Public Safety until January, 2011.

Jen McGarry, MBA, CAMS
Treasurer/Co-Communications Director
RBC Wealth Management

Jen's ten years of AML experience have encompassed the banking, money services business, and securities industries. She currently serves as Manager of the AML Surveillance & Investigations team at RBC Wealth Management, a position she's held since October 2010. In this role, Jen oversees a team responsible for identifying and reporting potentially suspicious activities conducted through the broker-dealer.

Prior to joining RBC, Jen was an AML Operations Manager at MoneyGram International, where she lead a diverse team in the identification of suspicious activities involving money order and money transfer products, expanding their knowledge beyond the BSA to comply with the regulatory requirements for Canada, Australia, and Europe. She began her AML career at Commerce Bank, based in Kansas City, working through roles of increasing responsibility over the course of five years.

Jen earned her MBA from Rockhurst University in Kansas City and her Bachelor's in Personal Financial Planning from the University of MO-Columbia. She holds FINRA licenses 7 and 66 has been a Certified Anti-Money Laundering Specialist since 2006.

Email: jennifer.mcgarry@rbc.com

James Cummans, CAMS
Co-Membership Director
TCF Bank

James is the BSA Senior Operations Manager with Wayzata, Minnesota-based TCF Bank. James was formerly a Corporate Compliance Manager at Minneapolis-based U.S. Bancorp (USB). James has been in corporate compliance roles with financial institutions since 2006. In his roles, James has developed and enhanced detection queries, conducted high level training, organized and restructured BSA departments, implemented policy, procedure and controls. Before joining the financial services industry James was a police officer for a major metropolitan police department in the Twin Cities. In James' 13 years in police work he served as a S.W.A.T. officer, Field Training Officer, Narcotics Detective, General Investigations Detective and Shift Commander. James gained valuable financial crime investigation experience in his roles in police work. James was a highly decorated officer, recognized by local officials as the Narcotics Detective of the Year, Tri-County Law Enforcement Officers Association Detective of the Year, and 7 Letters of Commendation for exceptional police work. James has several degrees in Law Enforcement and Liberal Studies from Minnesota State University in Mankato as well as advanced education at Northwestern University and training at the DEA Academy in Quantico, VA. James is a Certified Anti-Money Laundering Specialist (CAMS). James has led multiple training sessions on topics including query development, drug trafficking, human smuggling, suspicious wire monitoring, food stamp fraud, and other courses related to Law Enforcement and AML/BSA.

Email: jcummans@tcfbank.com

Tim Charbonneau
Programming Director
Wells Fargo

Tim is currently a Compliance Consultant in the Wealth Management AML Compliance Group at Wells Fargo. He previously worked as a Senior Audit Leader on the Internal Audit BSA/AML Compliance team at Wells Fargo. Prior to joining Wells Fargo in 2007, Tim worked as an Investigator and Compliance Manager in the AML Investigations unit of US Bancorp. Tim holds a Bachelor's degree in Business Management from the University of St. Thomas in Minnesota. Tim is a Certified Anti-Money Laundering Specialist (CAMS), as well as a Certified Regulatory Compliance Manager (CRCM).

Email: timothy.j.charbonneau@wellsfargo.com

Matt Johnson, CAMS
Membership Director
Ameriprise Financial  

Matt is a Manager of AML Compliance Operations for Ameriprise Financial, based in Minneapolis, MN.  In this role, Matt manages Ameriprise's AML Monitoring and Enhanced Due Diligence groups. He has worked in Financial Services for over 15 years in various capacities including AML Risk Assessment, International AML Monitoring and Reporting and as a Project Manager focused on various risk management and compliance projects. Prior to joining Ameriprise, Matt was employed by Ally Financial Inc, where he assisted with developing and implementing AML strategies. Previously, Matt led the Financial Intelligence Unit at Wachovia Bank and was responsible for enterprise-wide AML monitoring and detection systems and also oversaw governance efforts related to Politically Exposed Persons and Enhanced Due Diligence.

Matt is a graduate of Worcester State University in Worcester MA, where he received a BS in Business Administration and is also a Certified Anti-Money Laundering Specialist. 

Email: matthew.x.johnson@ampf.com

Michael Moore, CAMS
Communications/Technology Director
TCF National Bank

Michael is the FIU Technology and Projects Manager for TCF National Bank, in downtown Minneapolis. Michael has over ten years of banking experience, specializing in Fraud, and AML/OFAC Compliance. In his present role, Michael manages the group responsible for the development and tuning of the bank's anti-money laundering surveillance applications. Michael also has experience with AML investigations, High-Risk customer management, and other BSA-related topics. Michael has been a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) and is a Certified Anti-Money Laundering Specialist (CAMS).

Email: mmoore@tcfbank.com

Sandra (Sande) Bayer, CAMS
Co-Programming Director
US Bank

Sande has over 25 years of experience in the financial industry including insurance, brokerage products, and the banking industry. Her roles and responsibility have included management, training and compliance oversight. Sande's current focus includes AML oversight for payment products including credit card, prepaid/stored value systems and the on-boarding of mobile payment systems at U.S. Bank. Additional responsibilities include AML compliance oversight for mergers and acquisitions. She is also actively involved with the Minnesota Region Chapter of Not For Sale (NFS), an organization to raise awareness and increase efforts to cease global human trafficking.

Email: sandra.bayer@usbank.com